
Brex helps employees spend company money; Modern Treasury helps software and finance teams move and track it. The useful question is not which one wins, but where each one belongs in your stack.

Mercury is the bank account a startup opens; Modern Treasury is the software layer that pushes payments across it and every other account a company holds. Two of fintech's quiet giants, solving opposite halves of the same problem.

Modern Treasury, Trovata, Highnote, Increase and Column all promise better ways to handle money. The useful question is not which one wins, but which layer of the stack you actually need.