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ceo64 founder27 y combinator15 co-founder14 startup founder13 mit11 new york startup10 saas10 uc berkeley10 seed funding9 stanford9 climate tech9 fintech9 digital health8 machine learning8 founder ceo8 san francisco startup8 san francisco8 voice ai6 healthtech6 new york5 decarbonization5 saas founder5 b2b saas5 proptech5 healthcare technology4 goldman sachs4 stanford gsb4 forbes 30 under 304 ai agents4 medical devices4 neuroscience4 boston startup4 generative ai4 logistics3 value-based care3 construction tech3 ai3 d2c3 clean energy3 mckinsey3 ai security3 agentic ai3 stanford phd3 los angeles3 fintech founder3 manufacturing3 serial entrepreneur3 hr tech3 deep tech3 oxford3 computer vision3 harvard3 future of work2 remote work2 oncology2 patient navigation2 care coordination2 ai healthcare2 ehr integration2 life sciences2 medicaid2 us army veteran2 northwestern university2 ev charging2 ai energy2 renewable energy2 unstructured data2 oxford physics2 robotics2 stanford mba2 women in tech2 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Penny Chen is the co-founder and CEO of Pax, the Y Combinator (S24) startup rebuilding duty drawback - the U.S. program that refunds import tariffs - as an AI-native brokerage. An MIT PhD and former research scientist at Amazon and Flexport, she stumbled on duty drawback while building supply-chain algorithms and saw a math problem hiding inside a bureaucratic one: each year roughly $10-15 billion in eligible refunds go unclaimed because legacy brokers take 10-20% and won't touch claims under $100k. Pax turns the rulebook into algorithms and LLM data extraction, promising a TurboTax-style experience that cuts filing from 9-12 months to a few weeks. The company raised $4.5M in seed funding led by Initialized Capital in April 2025.

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