on-ramp
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Settle Network
Settle Network is a Buenos Aires-based fintech that builds the fiat-to-crypto rails Latin America runs on. Through its Latamex gateway and Stellar-based settlement infrastructure, it lets exchanges, businesses, and users convert local currencies like the Argentine peso and Brazilian real into crypto and stablecoins - and back again - in seconds. A Y Combinator S22 company backed by the Stellar Development Foundation, Settle became the on/off ramp behind global exchanges including Binance and OKX across the region.
KAST
KAST is a stablecoin-powered global money app that lets people store, earn, send and spend digital dollars. Founded by former Circle executive Raagulan Pathy and ex-Quona Capital partner Daniel Bertoli, the company issues Visa cards that convert USDC, USDT and other stablecoins into local currency at more than 150 million merchants across 170+ countries. KAST layers yield-bearing vaults, instant transfers, cashback and SOL staking rewards on top of a neobank-style account, positioning itself as a financial platform for globally mobile users and, increasingly, businesses.
TransFi
TransFi is a Dubai-headquartered payment infrastructure company that moves money across borders on stablecoin rails. Its platform lets businesses and Web3 apps collect, convert and pay out funds across fiat and stablecoins, spanning 100+ markets, 40+ currencies, 250+ local payment methods and 130+ digital assets. Founded in 2022 by former McKinsey payments partner Raj Kamal, TransFi targets high-friction emerging markets across Asia, the Middle East, Latin America and Africa, replacing slow correspondent-banking and SWIFT flows with near-instant settlement.
Juno
Juno (formerly OnJuno) is a crypto-friendly banking platform that lets users in the US hold cash and crypto in one account, receive paychecks in stablecoins, and on-ramp to 20+ blockchain networks without withdrawal holds. Founded by Varun Deshpande, Ratnesh Ray, and Siddharth Verma, the company raised an $18M Series A in 2022 led by ParaFi Capital.