no-cosigner-loans
(2)
The Bank Two Doctors Built After Their Own Bank Said No
Two physicians drowning in student debt kept getting rejected by traditional banks. So they recruited a Wall Street analyst and built the lender they wished existed - one that treats a doctor's diploma as an asset, not a liability.
Funding U
Funding U (legally Funding University) is an Atlanta-based fintech lender that gives high-achieving undergraduates private student loans without a cosigner and without relying on FICO scores. Instead of judging students by their family's credit or wealth, the company underwrites loans using academic performance, progress toward a degree, likelihood of graduating, and projected earnings - factors a student actually controls. Founded in 2015 by Jeannie Tarkenton, Funding U aims to serve low- and moderate-income students that traditional private lenders won't touch, positioning its product as a responsible 'last-gap' option that fills the space left after grants, federal aid, and scholarships run out.