A startup built for employees rich in private-company shares discovered a simpler problem: many of them wanted a house. Multiply turned that clue into a mortgage benefit employers can offer for free - and a business that gets paid when loans close.
Holo is a Dubai-based digital mortgage platform that lets home buyers and homeowners compare, apply for and track mortgages across 20+ banks in one place. Founded in 2020 by mortgage veterans Michael Hunter and Arran Summerhill, it pairs proprietary automation software with human advisors to cut the paperwork and opacity out of home financing. The company is profitable in the UAE, has helped tens of thousands of clients, processes over AED 1 billion in applications monthly, and raised a $22M Series A in 2025 to expand across Saudi Arabia and the wider GCC.
Loan Factory is a San Jose-based mortgage brokerage and fintech company that shops a single loan across 240+ wholesale lenders to find the lowest rate, then runs the whole process on MOSO, its in-house, AI-assisted mortgage platform. Founded in 2006 by Vietnamese immigrant Thuan Nguyen - twice named the #1 loan officer in the United States - it has grown into the country's second-largest mortgage broker, with more than 2,000 licensed loan officers across 48 states and over $16 billion in funded volume.