A mortgage file can be perfectly legible and still make no sense. Infrrd has built its document automation business around the awkward distance between reading the words and checking the work.
The mortgage back office is a swamp of documents, exceptions and old software. Nexval's bet is that the people who have done that work for years are best placed to teach machines which parts should disappear.
Tidalwave is a New York-based agentic AI company building SOLO, an AI-native mortgage point-of-sale platform that automates the home loan process for lenders and borrowers. Founded in 2023 by ad-tech and mortgage-tech veterans, Tidalwave uses hallucination-free AI grounded in real loan data to handle document review, data extraction, borrower communication, verification, and underwriting support - letting borrowers complete a fully verified application in about 35 minutes, in over 30 languages. In November 2025 the company raised a $22M Series A led by Permanent Capital, with participation from homebuilder D.R. Horton.
JazzX AI is a Silicon Valley company building an end-to-end AI execution platform for the mortgage industry. Backed by enterprise-AI investment firm SAIGroup, it pursues what it calls Enterprise General Intelligence (EGI) - governed, policy-aware systems that automate the full loan lifecycle from intake to close while keeping decisions explainable and audit-ready. Rather than offering point tools, JazzX connects people, data, and workflows across existing LOS/POS systems to cut cost per loan, shorten time to close, and push more loans through the pipeline without replacing a lender's stack.
Automat is a San Francisco AI company building agents that operate computers the way people do. Founded in 2023 by CMU design alumni and ex-Google Creative Lab designers Lucas Ochoa and Gautam Bose, it pairs a transformer-based RPA engine with intelligent document processing so enterprises can automate manual back-office work - from KYC checks to mortgage disclosures to medical-claims processing - by simply showing the software a recording of the task. It positions itself as a modern, AI-native alternative to legacy RPA tools like UiPath, Automation Anywhere and Blue Prism.