money-management
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Coupl
Coupl is an Indian consumer fintech building what it calls the country's first neobank for couples. Instead of the paperwork and minimum balances of a traditional bank joint account, Coupl lets two people open a zero-balance shared account with matching RuPay debit cards in about 60 seconds, then split, settle, save and track shared spending inside one app. Backed by Y Combinator (S22) and Entrepreneur First, it serves married, engaged, live-in and same-sex couples across India.
Malaa | ملاءة
Malaa (ملاءة) is a Riyadh-based fintech that became Saudi Arabia's first licensed open banking product. Its consumer app lets people link all their bank accounts in one place, track spending, and invest in Shariah-compliant, professionally managed portfolios at what it says is the lowest management fee in the Kingdom. Founded in 2020-2021 by Ali Alorainy and Faisal Alqarni, Malaa is regulated by both the Saudi Central Bank (SAMA) and the Capital Market Authority (CMA), and raised a $17.3M Series A in 2024 led by SNB Capital.
Copilot Money
Copilot Money is a subscription personal finance app for the Apple ecosystem that pulls all of your accounts - checking, credit cards, investments, loans - into one private, ad-free dashboard. Its standout feature is AI-powered transaction categorization that learns from your corrections, plus net worth tracking, budgets, recurring-expense detection and investment monitoring. Founded by Chilean engineers Andres Ugarte and Gabriel Dieguez Franzani, the app launched in January 2020, reached profitability in 2023, crossed 100,000 subscribers, and raised a $6M Series A in March 2024 led by Adjacent.
Albert
Albert is a Los Angeles-based personal finance app that bundles budgeting, banking, automated savings, investing, cash advances and human-plus-AI financial guidance into a single subscription. Founded in 2015 by Yinon Ravid and Andrzej Baraniak, it pairs software automation with real people - its 'Genius' experts - to help everyday Americans manage money, and has grown to serve tens of millions of users while raising roughly $177M, including a $100M Series C.
Bright Money
Bright Money is a San Francisco-based fintech building an AI-led financial wellness app that helps Americans pay down credit-card debt, build credit, and grow savings. Its MoneyScience engine analyzes income, spending and APRs to automate payoff strategies and round-ups for users carrying high-interest debt.