Global Mobility Service Inc. (GMS) is a Tokyo-based FinTech and mobility company that gives people locked out of traditional credit a path to vehicle ownership. By pairing its proprietary IoT device, MCCS, with a cloud platform called MSPF, GMS lets lenders remotely manage and, if payments stop, safely disable a financed vehicle - turning driving behavior and payment data into a new form of creditworthiness. The model has extended auto loans to gig drivers, taxi operators and delivery workers across Japan, the Philippines, Cambodia and Indonesia who would otherwise be rejected by conventional screening.
Fresche Solutions is a Montreal-based enterprise software and services company that helps organizations manage, maintain, and modernize their IBM i (AS/400) and Microsoft systems. With more than 40 years of IBM i heritage, Fresche combines proprietary modernization tools such as X-Analysis, Presto, and Newlook with managed services, cloud hosting, and AI-driven data analytics to help legacy-dependent businesses move to modern web UIs, contemporary languages, and cloud platforms without disrupting operations.