loan-origination-system
(3)
MeridianLink
MeridianLink is a California-based financial technology company that builds cloud software helping banks, credit unions, and consumer reporting agencies originate loans, open accounts, and verify credit data. Its flagship platform, MeridianLink One, connects consumer lending, mortgage origination, account opening, data verification, and collections into a single system used by roughly 2,000 financial institutions. Founded in 1998, the company went public on the NYSE in 2021 and was taken private by Centerbridge Partners in a roughly $2 billion deal completed in October 2025.
Morty
Morty is a New York-based mortgage technology company that builds the software infrastructure behind independent mortgage businesses. It began in 2016 as a digital mortgage marketplace connecting first-time homebuyers with competing lenders, then evolved into a full-stack platform offering a loan origination system, embeddable pre-approval and pricing tools, a multi-lender network, built-in compliance infrastructure, and Rosey, an AI assistant that automates document and asset verification. The company has facilitated more than $2 billion in home loans and powers loan officers and brokerages across nearly all U.S. states.
Mike Yu
Mike Yu is the co-founder and CEO of Vesta, a San Francisco-based startup building an AI-driven, cloud-native loan origination system (LOS) for the mortgage industry. A Stanford-trained product strategist who cut his teeth at Blend - where he helped land the Wells Fargo partnership and became the company's first licensed insurance agent - Yu launched Vesta in November 2020 after recognizing that mortgage infrastructure hadn't fundamentally changed since the 1990s. He has raised $55 million from Andreessen Horowitz, Bain Capital Ventures, and Conversion Capital, and was named a 2024 HousingWire Vanguard and Forbes 30 Under 30 honoree.