careCycle (YC W25) builds voice AI teams for Medicare agencies and Field Marketing Organizations. Its AI agents handle the non-licensed parts of the member journey - pre-screening, appointment booking, 24/7 questions, and post-enrollment follow-up - then warm-transfer to licensed human agents. The pitch is that a Medicare agency loses roughly half its members each year to poor post-sale engagement, and careCycle keeps those members answered, called back, and retained without the agency hiring a call center.
Fintary is an AI-powered revenue and commission operations platform built for insurance brokerages, carriers, and wealth firms. It automates the end-to-end commission lifecycle - data extraction, reconciliation, calculations, splits, overrides, bonuses, and payouts - while giving agencies real-time visibility into profitability by line, carrier, product, and producer. Founded in 2021 by former agency owner Qiyun Cai, the company turns the spreadsheet-heavy back office of insurance distribution into a source of growth.