Fiserv

Fiserv is a Milwaukee-based financial technology company that provides payment processing, core banking software, and merchant services to banks, credit unions, businesses, and consumers around the world. Formed in 1984 and transformed by its 2019 acquisition of First Data, it runs the Clover point-of-sale platform, the Carat enterprise commerce operating system, and account-processing systems that power a large share of everyday transactions - from a corner cafe swiping a card to a regional bank settling deposits overnight.