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The Bank That Wanted Its Customers on the Cap Table
Good Money offered a striking bargain: use its digital banking platform, earn a stake in the company, and help decide where half its profits should go. Its story asks a harder question than whether banking can look better on a phone: who gets the upside?
Wallbit
Wallbit is a US-dollar neobank built for global remote workers and freelancers who earn in dollars but live outside the US. Through a single app, users open a US checking account, get an international Visa debit card, invest in US stocks, ETFs and Treasury bonds from as little as $1, and cash out to local currency in about five minutes. Founded in 2022 by four Argentine engineers and backed by Y Combinator (W23), it serves professionals across 20+ countries in Latin America and Europe.
Mine
Mine (formerly Fizz) is a New York-based fintech building an AI-powered personal finance platform for young adults. Its flagship product is a credit-building card that works like a debit card - spending is capped by your bank balance, repaid daily via autopay, and reported to the credit bureaus so users build credit history without interest, fees, or the risk of falling into debt. In January 2026 the company rebranded from Fizz to Mine and launched MoneyGPT, an AI money agent that learns a user's habits and goals to deliver spending, saving, and planning advice.