Juno (formerly OnJuno) is a crypto-friendly banking platform that lets users in the US hold cash and crypto in one account, receive paychecks in stablecoins, and on-ramp to 20+ blockchain networks without withdrawal holds. Founded by Varun Deshpande, Ratnesh Ray, and Siddharth Verma, the company raised an $18M Series A in 2022 led by ParaFi Capital.
Lead Bank is a state-chartered, FDIC-insured commercial bank turned API-first Banking-as-a-Service platform. Acquired in 2022 by an investor group led by former Square Capital chief Jackie Reses, the 1928-vintage Missouri community bank now provides regulated banking infrastructure - payments, card issuing, lending, and deposit accounts - to fintechs, consumer brands, and digital-asset companies.

Ratnesh Ray is the Co-Founder and CTO of Juno, a crypto-native banking platform headquartered in San Francisco that lets users receive salaries directly in cryptocurrency via FDIC-insured accounts. A serial entrepreneur from Bengaluru, Ray previously co-founded BeeWise (acquired by Aditya Birla Money in 2017) and Nuo Network, a ConsenSys-backed DeFi lending protocol. At Juno, he leads technical architecture for a platform that has raised $24M in funding, including an $18M Series A led by ParaFi Capital in 2022, and serves over 75,000 U.S. customers.