Born inside National Semiconductor, National 1st became part of PremierOne in 2013. Its history turns on a practical question: how do you keep banking personal when convenience keeps getting more expensive?
After returning to profit in 2025, the member-owned lender is widening its insurance-agent specialty. Its next test: broader business banking, a shorter name and an app that brings back a feature members missed.
Conexus built its edge by treating banking deposits as Saskatchewan development capital. Now a three-way merger has made the co-op bigger, richer and harder to keep personal - which is exactly why its experiment matters.
UNIFY began as a savings circle for airline employees. Seventy-eight years later, its merger with CommunityAmerica shows what happens when a workplace cooperative becomes a national banking network.