Misha Esipov

Misha Esipov is the co-founder and CEO of Nova Credit, a San Francisco-based credit infrastructure company that translates international credit histories and consumer-permissioned bank data into underwriting decisions for lenders. Born in the Soviet Union and raised in the US, he founded the company in 2016 out of Stanford GSB after stints at Goldman Sachs, Apollo Global Management and Google. Nova Credit closed a $35M Series D in October 2025 led by Socium Ventures.