core-banking-integration
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FlowX.AI
FlowX.AI is an AI-native platform that helps large banks, insurers and other regulated enterprises deploy production-grade AI agents on top of their existing legacy systems - without ripping out core infrastructure. Founded in 2021 by Ioan Iacob, Radu Cautis and Serban Chiricescu, the company pairs a Delaware headquarters with an engineering base in Bucharest, Romania. It offers 140+ ready-made agents across lending, onboarding, claims and compliance, and in 2023 raised a $35M Series A led by Dawn Capital - reported as Romania's largest Series A at the time.
N5 Now
N5 Now is a Buenos Aires-founded software company built specifically for the financial industry. Its 'systematics' platform - along with AI products AIfred, Pep and Singular - lets banks, insurers and payment companies connect CRM, campaigns, analytics, compliance and omnichannel operations on top of existing legacy systems instead of replacing them. Founded in 2017 by former Santander executive Julian Colombo, N5 works fully remotely across teams in dozens of cities, serves clients including Santander, Mastercard, Itau, Interbank and Zurich in roughly 15-18 countries, and closed a $20M Series A in 2025 to accelerate its AI agents for banks.
Clockout
Clockout is a fintech company that lets banks and credit unions offer earned wage access (EWA) directly inside their own mobile and online banking apps, so customers can tap a portion of their pay before payday without waiting on their employer. Founded in 2022 by childhood friends from Venezuela, Clockout started as a traditional EWA service for South Florida restaurant groups, then pivoted in 2024 to become the embedded infrastructure layer - often described as the 'Zelle for earned wage access.' The platform connects to more than 1,600 payroll systems and plugs into major core banking providers including Q2, Jack Henry, Alkami and Candescent, letting an institution launch EWA in roughly ten days. Clockout closed a $2 million seed round in June 2025.