continuous-underwriting
(2)
Cowbell
Cowbell is a Pleasanton-based insurtech that sells adaptive cyber insurance to small and mid-sized businesses, using an AI-driven continuous underwriting platform that scores cyber risk and can issue a policy in under five minutes.
Jack Kudale
Jack Kudale is the Founder and CEO of Cowbell, a Pleasanton, California-based AI-powered cyber insurance platform built for small and medium-sized enterprises. After 26 years in enterprise software at companies including CA Technologies and SnapLogic, Kudale founded Cowbell in January 2019 to close the cyber insurability gap for the world's 300 million small businesses. The company has raised $209 million in total funding - including a $60 million Series C from Zurich Insurance Group in 2024 - covers nearly 30,000 SMEs across four countries, and has paid out nearly $250 million in claims. Kudale was named an EY Entrepreneur of the Year 2023 Bay Area Award Winner and placed Cowbell at #13 on the 2024 Inc. 5000 list.