bluevine
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One Fintech Built A Bank The Other One Rents One
Column bought a national bank charter and sells it to developers. Bluevine sits on someone else's charter and sells checking and loans to small businesses. Same industry, opposite bets.
Your Business Bank Isn’t Actually a Bank
Mercury, Novo, Relay, Found and Bluevine sell a cleaner way to manage company cash. The more important comparison starts beneath the interface, with the bank holding the deposits, the sweep structure and the records that make FDIC coverage work.
Ashley Caldwell
Ashley Caldwell is Partner and General Counsel at Sapphire Ventures, the Menlo Park venture capital firm with more than $11B in AUM across its Ventures, Partners, and Sport platforms. She runs legal across all three strategies — deal execution, governance, regulatory, exits — for a firm that backs growth-stage technology companies globally. A former Kirkland & Ellis private equity associate and Bluevine in-house counsel, she joined Sapphire in 2019, was elevated to General Counsel in 2021, and now wears the Partner title too.