
After two decades winning business for agencies, Candace Graham crossed to the client side at Bank OZK. Her career is a study in what happens after the clever idea: the restructuring, relationship-building and steady follow-through that make growth real.
From two branches and $28 million in assets, Bank OZK built a $41.7 billion institution by pairing community banking with a national construction-lending machine. Now the Little Rock bank is trying to keep that edge while making its balance sheet less dependent on real estate.