Pesto

Pesto is a San Francisco fintech building an affordable alternative to pawn and payday loans. Its flagship product, the Pesto Mastercard, lets people pledge valuables - gold, jewelry, watches and other assets - as collateral to receive a secured credit card, regardless of credit score. Cardholders unlock liquidity and build credit history without selling what they own, at interest rates the company says are a fraction of equivalent pawn loans.