alternative-credit-scoring
(4)
The Shop Window Is ConnexioH’s Credit Bureau
The Seoul fintech reads online shops the way a lender reads a ledger. Its wager is that a seller’s everyday digital behavior can reveal both how to grow the business and whether it deserves credit.
Nguyen Nguyen Is Rewriting the Credit File
A Barclays credit-risk specialist saw what a missing credit history could cost. Thirteen years after coding a first score beside the Hudson, his company is trying to make lending see the people its paperwork misses.
The Credit Score Hiding in How You Use Your Phone
Credolab does not read a borrower's credit history. It studies the anonymous choreography of a digital application - then gives lenders a second opinion in less than a second.
Moove
Moove is an African-born global mobility fintech that finances vehicles for gig-economy drivers who are shut out of traditional bank lending. Using alternative, revenue-based credit scoring built on ride-hailing and delivery earnings, Moove lets drivers on platforms like Uber lease brand-new cars and pay them off through a share of their weekly income - a 'drive it, own it' model. Founded in Lagos in 2020 by Ladi Delano and Jide Odunsi, it now operates one of the world's largest managed ride-hail fleets and has become Waymo's autonomous-fleet operations partner across major US and UK cities.