The British identity company spent years building a wallet for facts about you. Its breakout product asks for less: a glance at a camera, a yes-or-no answer, then deletion.
Wink began with a clever premise: any ordinary camera could become a checkout credential. Its 2025 merger with Phoenix Managed Networks turned that identity layer into a payments business with real rails, real distribution and a much harder question about trust.
Trulioo is a Vancouver-based global identity platform that helps banks, fintechs, marketplaces and crypto firms verify both people and businesses in seconds. Through a single API it combines KYC, KYB, AML watchlist screening, document and biometric verification, and credit decisioning, drawing on data sources that reach billions of people and hundreds of millions of businesses worldwide. The pitch is simple: prove who - and what - you are dealing with, anywhere on earth, without stitching together a dozen regional vendors.