
After two decades inside insurance, the Austin founder is betting that the next useful policy will behave less like paperwork and more like an if-then statement - watching the event, verifying the trigger and moving money while it can still help.
Cowbell is a Pleasanton-based insurtech that sells adaptive cyber insurance to small and mid-sized businesses, using an AI-driven continuous underwriting platform that scores cyber risk and can issue a policy in under five minutes.