The Company Files
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Financial Infrastructure / AI
Taktile
The operating system for financial decisions - where AI agents, business rules and human judgment meet in one place.
The operating system for financial decisions - where AI agents, business rules and human judgment meet in one place.
Every day a bank decides whether to approve an account, an insurer decides whether to pay a claim, and a lender decides whether a small business gets its loan. For decades those calls ran through spreadsheets, legacy rule engines and analysts copying numbers between systems. Taktile, founded in 2020 by Maik Taro Wehmeyer and Maximilian Eber, is trying to put all of that on one platform.
The two founders met while doing their PhDs at Harvard. What they noticed was unglamorous: nearly every fintech was rebuilding the same decision engine from scratch - credit, fraud, onboarding, over and over. Six years later that observation has become an "Agentic Decision Platform" that Goldman Sachs backed with a $110 million Series C in June 2026.
The pitch is deliberately narrow. Taktile does not sell a chatbot or a general AI assistant. It sells the layer underneath a financial institution's most sensitive decisions - the place where an AI agent's suggestion gets checked against business rules, enriched with third-party data, and, when it matters, handed to a human.
"General purpose AI tooling is fine for simple automations," CEO Maik Taro Wehmeyer has said, "but it isn't sufficient for operating mission-critical financial decisions where errors can cost millions." That sentence is the whole thesis.
"Optimal decision-making is designed in iterations - every decision matters." — Taktile's operating belief
The tension in financial AI is simple. Institutions want the speed of automation, but they answer to regulators and auditors who need every decision to be defensible. A model that is right 95% of the time is a liability if no one can explain the other 5%.
Taktile's answer is structure. Rather than letting a model decide alone, it wraps agents in explicit rules, contextual data and human oversight. The company reports customers reaching 95% automation in B2B underwriting, a 75% cut in AML false positives at Finom, and a 50% reduction in manual review work at Rhino and Jetty. One large insurer projects more than $90M in efficiencies from automating claims.
That framing is also how Taktile separates itself from the field. Legacy decisioning suites like Provenir, GDS Link and ACTICO are powerful but slow to deploy. Newer AI underwriting tools such as Zest AI and Upstart focus on the model. Taktile positions itself in between: fast to ship - flows can go live in weeks - but built for the audit, with a builder that non-engineers can use and a data marketplace that removes months of integration work.
The bet is that in regulated finance, the unglamorous parts - testing, monitoring, governance, the human handoff - are the real moat, not the model itself.
Figures are company-reported customer outcomes. Individual results vary.
Taktile's customers span fast-moving fintechs and established financial institutions - among them Mercury, Monzo, Faire, Pleo, Finom, Rhino, Jetty, Kueski, Zilch, Allianz and Rakuten Bank, plus one of the world's largest insurers. In 2024 the company said it quadrupled its customer base and grew ARR more than 3.5x.
| Round | Amount | Year | Notable investors |
|---|---|---|---|
| Seed | $4.7M | 2021 | Index Ventures, Y Combinator, firstminute Capital |
| Series A | $20M | 2022 | Index Ventures, Y Combinator |
| Series B | $54M | 2024 | Balderton, Index, Tiger Global, Y Combinator |
| Series C | $110M | 2026 | Goldman Sachs Alternatives (lead), Balderton, Index, Tiger Global, Dig Ventures |
Total raised ≈ $184M. Valuation not disclosed. Early-round figures are approximate.
Maik Taro Wehmeyer and Maximilian Eber start Taktile to automate financial decision-making.
Joins YC and raises seed capital led by Index Ventures to build the platform and data marketplace.
Raises ~$20M to expand across fintech use cases.
Closes a $54M Series B, quadruples its customer base and grows ARR more than 3.5x.
Launches customizable AI agents that automate credit underwriting end to end.
Reaches ~$184M total funding and opens a São Paulo office to expand in Latin America.
It provides an AI decision platform that lets banks, insurers and fintechs automate high-stakes decisions - onboarding, credit underwriting, fraud/AML checks and claims - by combining AI agents, business rules, third-party data and human oversight.
It was founded in 2020 by Maik Taro Wehmeyer (CEO) and Maximilian Eber (CPTO), who met while doing their PhDs at Harvard.
About $184M in total, including a $110M Series C led by Growth Equity at Goldman Sachs Alternatives announced in June 2026.
Financial institutions and fintechs including Mercury, Monzo, Faire, Pleo, Finom, Rhino, Jetty, Kueski, Zilch, Allianz and Rakuten Bank.
It deploys in weeks rather than quarters, offers a low-code builder with an AI copilot and 200+ data integrations, and wraps agentic AI in rules and human oversight so regulated institutions can trust automated decisions.