# Yoyo Chang

> Yoyo Chang is the Taiwan-born British founder and CEO of Kody, a payments and physical-commerce platform he started as a high-school cafeteria project to kill lunch queues. A self-taught teenage stock trader who ploughed his own trading profits into the company, he raised the business through a $20M Series A in 2024 and pushed its annualised processing volume toward $1 billion, all before turning 25.

- **Role:** Founder & CEO at Kody
- **Organizations:** Kody (KodyPay), Nerd Ventures / Nerd Capital Group, IIC Holdings
- **From:** United Kingdom
- **Nationality:** British (born to Taiwanese parents)
- **Education:** GCSEs, The Windsor Boys' School, A-levels in Mathematics, Economics, Chemistry (with EPQ), Charters School, Undergraduate studies, University of York, Langwith College, Studies, University of Cambridge, King's College / Cambridge Judge Business School
- **Known for:** Founded Kody and grew annualised processing volume toward $1 billion, Closed a $20M Series A funding round in 2024 (total funding around $30M), Self-funded the company's pilot with personal stock-trading profits

## Career timeline

- **2013** — Part-time work experience at ATEN UK Ltd; begins trading stocks at age 13
- **2016** — Achieves 80%+ returns in Q4, leads school team to first place in a national investment competition; named UK's No.1 junior investor by the Institute For Fiscal Studies; founds family office IIC Holdings
- **2018** — Co-founds KodyPay (age 19) with Jack Howell and others; self-invests roughly £120,000 of trading profits
- **2020** — Featured by Bloomberg as a Gen Z trading prodigy winning Wall Street backers
- **2021** — Co-founds Nerd Ventures with the KodyPay founding team; successful product trial in October
- **2022** — Public beta launch in July; raises $5M; total funding reaches $10M
- **2024** — Closes $20M Series A; annualised processing volume approaches $1 billion

## Achievements

- Founded Kody and grew annualised processing volume toward $1 billion
- Closed a $20M Series A funding round in 2024 (total funding around $30M)
- Self-funded the company's pilot with personal stock-trading profits
- Named the UK's No.1 Junior Investor (2016) by the Institute For Fiscal Studies
- Led his school team to first place in a national investment competition with 80%+ Q4 2016 returns
- Silver award in the UK Intermediate Mathematical Challenge (2016)
- Attracted investors including Hank Uberoi, Monzo co-founder Paul Rippon, and former SoftBank International president Alok Sama

## Latest updates

- **2024-11** — Kody closes its $20M Series A to expand physical-commerce solutions and hire across the UK, continental Europe, Hong Kong and Singapore.

## Links

- Website: https://kody.com
- LinkedIn: https://www.linkedin.com/in/yoyoch4ng/
- Twitter/X: https://x.com/yoyoch4ng
- Instagram: https://www.instagram.com/yoyoch4ng/

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Profile page: https://yespress.io/yoyo-chang
Published by YesPress — https://yespress.io
Last updated: 2026-06-04