# YouTrip

> YouTrip is a Singapore-based fintech that operates a multi-currency mobile wallet and companion Mastercard prepaid card, letting travelers and everyday spenders hold and exchange 10 currencies in-app and pay in more than 150 currencies overseas at wholesale FX rates with no added transaction fees. Founded in 2018 by Caecilia Chu and Arthur Mak, the company has expanded from consumers into SMEs through YouBiz, a corporate multi-currency card, and processes roughly US$15 billion in annual transaction volume across Singapore, Thailand and Australia.

- **Founded:** 2018
- **Headquarters:** Singapore, Singapore
- **Founders:** Caecilia Chu (Co-Founder and CEO), Arthur Mak (Co-Founder and Chairman)
- **Team size:** ~280 employees
- **Products:** YouTrip Multi-Currency Wallet & Card, YouBiz, YouPerks
- **Notable:** Raised US$105.5M in total funding, including a US$50M Series B led by Lightspeed in 2023., Processes roughly US$15 billion in annual transaction volume from Singapore and Thailand., Surpassed 1.5M+ app downloads and 3,000+ SME business customers on YouBiz.

## Products & services

- **YouTrip Multi-Currency Wallet & Card** — A mobile wallet paired with a Mastercard prepaid card that lets users hold and exchange up to 10 currencies in-app and spend in 150+ currencies overseas at wholesale FX rates with no added transaction fees, plus ATM withdrawals and in-app currency exchange.
- **YouBiz** — A corporate multi-currency card and expense platform for SMEs, offering zero FX fees, unlimited uncapped cashback, multi-currency accounts, local and international transfers, expense management and a credit facility with loans disbursed within 48 hours.
- **YouPerks** — An in-app rewards and cashback program offering YouTrip users deals and cashback with online and merchant partners.

## Achievements

- Raised US$105.5M in total funding, including a US$50M Series B led by Lightspeed in 2023.
- Processes roughly US$15 billion in annual transaction volume from Singapore and Thailand.
- Surpassed 1.5M+ app downloads and 3,000+ SME business customers on YouBiz.
- Woman-led fintech - one of the few in Southeast Asia to raise a Series B of this size.
- Expanded to Australia in December 2025, its first new market since the pandemic.

## Latest updates

- **2025-12** — Launched in Australia, its third market and first new-market expansion since the pandemic, pitching lower travel costs to outbound travelers.
- **2025-03** — YouBiz partnered with TikTok for Business to fund and support Singapore e-commerce sellers.
- **2023-10** — Closed a US$50M Series B led by Lightspeed Venture Partners, bringing total funding to US$105.5M.

## Links

- Website: https://www.you.co
- LinkedIn: http://www.linkedin.com/company/youtrip
- Twitter/X: https://twitter.com/YouTripSG
- Instagram: https://www.instagram.com/youtripsg/
- Facebook: https://facebook.com/YouTripSG/

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Profile page: https://yespress.io/youtrip
Published by YesPress — https://yespress.io
Last updated: 2026-07-24