# Youtility

> Youtility is a London-based fintech that lets banks and money apps embed household-bill management directly inside their own experience. Through APIs, its technology lets consumers compare, switch, renew and manage energy, broadband, digital TV and mobile contracts without ever leaving their banking app - turning a dreaded admin chore into a few taps that save the average switching household around £234 a year. Founded in 2016 by early open-banking believers, Youtility now powers subscription management for partners including Santander, Virgin Money, Wagestream and Pockit.

- **Founded:** 2016
- **Headquarters:** London, United Kingdom
- **Founders:** Will Kostoris (Co-Founder), Charlie Quigley (Co-Founder)
- **Team size:** approx. 31-50 employees
- **Products:** Embedded Subscription Management, Energy & Telecom Switching, Behavioral & Data Analytics
- **Notable:** First UK platform to let consumers compare, switch, renew and manage household contracts natively inside a digital banking experience., Signed a multi-year subscription-management partnership with Santander (2025)., Helped switching households save an average of £234 per year on energy.

## Products & services

- **Embedded Subscription Management** — APIs that plug into online and mobile banking apps so customers can compare, switch, renew and manage energy, broadband, digital TV and mobile contracts natively, without leaving the bank's environment.
- **Energy & Telecom Switching** — Impartial comparison and switching for household utilities, with the average switching household saving around £234 per year on fixed-rate energy deals.
- **Behavioral & Data Analytics** — Behavioral-science and predictive models that turn partner and open-energy data into personalized, timely savings prompts for each customer.

## Achievements

- First UK platform to let consumers compare, switch, renew and manage household contracts natively inside a digital banking experience.
- Signed a multi-year subscription-management partnership with Santander (2025).
- Helped switching households save an average of £234 per year on energy.
- Acquired by US recurring-bills platform Squeeze in 2023.
- Backed by Barclays UK Ventures, Ascension and Innovate UK.

## Latest updates

- **2026-04** — Closed a £3.1m seed round (second close) led by a consortium of strategic investors.
- **2025-11** — Appointed Vijay Perincherry as Chief Data Scientist to deepen behavioral and predictive analytics.
- **2025-04** — Launched multi-year subscription-management partnership with Santander, embedding switching into the Santander app and My Home Manager.
- **2023-09** — Acquired by US recurring-bills platform Squeeze.

## Links

- Website: https://youtility.co.uk
- LinkedIn: http://www.linkedin.com/company/youtility
- Twitter/X: https://twitter.com/youtilityuk
- Facebook: https://facebook.com/Youtilityuk/

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Profile page: https://yespress.io/youtility
Published by YesPress — https://yespress.io
Last updated: 2026-07-02