# Vast Bank

> Vast Bank is an independent, nationally chartered community bank based in Tulsa, Oklahoma. Founded in 1982, it serves consumers, local companies and affluent households through personal accounts, commercial lending, treasury management, digital banking and concierge-style private banking. Its unusual market position comes from pairing local relationship banking with a willingness to modernize its technology - including a pioneering but now-discontinued digital-asset service - while competing on access to decision-makers rather than national scale.

- **Founded:** 1982
- **Headquarters:** Tulsa, United States
- **Team size:** Approximately 84 full-time-equivalent employees reported for March 31, 2026; the provided company dataset lists 110 employees.
- **Products:** Personal checking, Savings, money markets and certificates of deposit, Online and mobile banking, Business banking, Treasury management
- **Notable:** Operating as an independent Tulsa banking institution since February 1982., Rebranded from Valley National Bank to Vast Bank in 2017., Became the first U.S. customer identified publicly as implementing SAP Banking Services.

## Products & services

- **Personal checking** — Easy Checking, Rewards Checking and Interest Plus Checking, with debit cards and online and mobile access; account availability and terms vary by location and qualification.
- **Savings, money markets and certificates of deposit** — Deposit products for consumers and businesses, including conventional savings, money-market accounts and fixed-term CDs.
- **Online and mobile banking** — Balance and transaction access, bill pay, transfers, mobile check deposit, e-statements, Zelle, digital-wallet support, credit insights and personal-finance tools.
- **Business banking** — Business checking and deposits, commercial real-estate and operating credit, equipment financing and other locally underwritten lending.
- **Treasury management** — ACH, ICS and CDARS, remote deposit, merchant services, Positive Pay, lockbox, loan sweeps, wires, insured-cash placement, zero-balance accounts and business cards.
- **Private banking** — Concierge banking for high-net-worth individuals, professionals and families, including portfolio-secured credit, jumbo and construction loans, practice buy-in loans, aircraft financing and premium deposits.

## Achievements

- Operating as an independent Tulsa banking institution since February 1982.
- Rebranded from Valley National Bank to Vast Bank in 2017.
- Became the first U.S. customer identified publicly as implementing SAP Banking Services.
- In January 2021, executed what it described as the first end-to-end cryptocurrency purchase and custody transaction by a nationally chartered U.S. bank directly from a customer bank account.
- Launched consumer crypto banking in 2021, then discontinued the dedicated crypto app in 2024.
- Received a $53 million capital investment into parent Vast Holdings in 2024.
- Maintains an active national-bank charter and FDIC insurance under certificate 23737.

## Latest updates

- **2026-08** — Vast's public site emphasized personal digital-banking tools including SavvyMoney credit insights, account aggregation, budgeting, digital wallets and Zelle.
- **2026-03** — Public regulatory-derived data showed approximately $538.9 million in assets, $452.0 million in deposits, four domestic offices and improved capital ratios as of March 31, 2026.
- **2024-06** — The OCC issued conditional non-objection to Vast's revised capital and strategic plan and required prior notice for significant deviations, including renewed crypto or banking-as-a-service activity.
- **2024** — Robert Gregory Kidd invested $53 million in Vast Holdings, according to the bank's company history.
- **2024-01** — Vast announced that it would discontinue its crypto mobile banking application, liquidate customers' digital assets and close associated accounts.

## Links

- Website: https://www.vast.bank/
- LinkedIn: https://www.linkedin.com/company/vastbank
- Twitter/X: https://twitter.com/vastbank
- Instagram: https://www.instagram.com/vastbank/
- Facebook: https://www.facebook.com/vastbankNA

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Profile page: https://yespress.io/vast-bank
Published by YesPress — https://yespress.io
Last updated: 2026-08-14