# Valon

> Valon is a New York-based fintech rebuilding the plumbing of the U.S. mortgage industry. Through ValonOS, a modern end-to-end servicing platform built in-house, it replaces decades-old legacy software with a single integrated system and is layering in AI agents that make auditable decisions in a highly regulated market. Founded in 2019, Valon has serviced more than $65 billion in mortgages, become the first fintech servicer licensed in all 50 states and approved by Fannie Mae, Freddie Mac and the FHA, and raised about $258 million in venture funding.

- **Founded:** 2019
- **Headquarters:** New York, United States
- **Founders:** Andrew Wang (Co-Founder & CEO), Eric Chiang (Co-Founder), Jonathan Hsu (Co-Founder)
- **Team size:** ~480 employees
- **Products:** ValonOS, Mortgage Servicing & Subservicing, Homeowner Experience, AI Agents for Regulated Finance
- **Notable:** First fintech servicer approved by Fannie Mae, Freddie Mac and the FHA and licensed in all 50 states, Over $65 billion in mortgages serviced on the ValonOS platform, Roughly 400% year-over-year growth

## Products & services

- **ValonOS** — A modern, fully integrated end-to-end mortgage servicing platform built in-house on a modern tech stack, enabling high automation and lower servicing costs.
- **Mortgage Servicing & Subservicing** — Servicing and subservicing for credit unions, banks, lenders and investors, with Valon as a licensed servicer approved by Fannie Mae, Freddie Mac and the FHA in all 50 states.
- **Homeowner Experience** — A mobile-first, consumer-facing experience for borrowers to manage and pay their mortgage, designed around service rather than legacy call-center friction.
- **AI Agents for Regulated Finance** — Agentic AI that makes auditable decisions within the compliance constraints of mortgage and regulated finance workflows.

## Achievements

- First fintech servicer approved by Fannie Mae, Freddie Mac and the FHA and licensed in all 50 states
- Over $65 billion in mortgages serviced on the ValonOS platform
- Roughly 400% year-over-year growth
- Grew to a top-15 U.S. subservicer within a few years of launch
- Raised ~$258 million across seed, Series A, B and C from a16z, WestCap, Starwood and others

## Latest updates

- **2024-10** — Raised $100M Series C led by WestCap with participation from Andreessen Horowitz to accelerate platform development and market expansion.
- **2024** — Surpassed $65 billion in mortgages serviced and roughly 400% year-over-year growth; positioned ValonOS as the company's modern system of record.
- **2025** — Expanded focus to agentic AI for regulated finance, building AI agents that make auditable decisions within mortgage servicing workflows.

## Links

- Website: https://valon.ai
- LinkedIn: https://www.linkedin.com/company/valon-technologies
- Twitter/X: https://x.com/valon
- YouTube: https://www.youtube.com/@valonmortgage

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Profile page: https://yespress.io/valon
Published by YesPress — https://yespress.io
Last updated: 2026-06-06