# U.S. Financial Technology

> U.S. Financial Technology operates the Common Securitization Platform for its joint owners, Fannie Mae and Freddie Mac. Its work spans securities issuance, bond administration, disclosures, REMIC tax reporting, and mortgage-data analytics. Formerly Common Securitization Solutions, it adopted its current name in 2025.

- **Founded:** 2014
- **Headquarters:** Bethesda, United States
- **Founders:** Fannie Mae (Joint-venture co-founder and owner), Freddie Mac (Joint-venture co-founder and owner)
- **Products:** Common Securitization Platform (CSP), REMIC tax reporting, Reporting, data, and analytics, Tax investor portal, Physical certificate transfer and paying agency
- **Notable:** Supported Freddie Mac’s first CSP release in November 2016., Enabled the June 3, 2019 UMBS launch for both enterprises., Named a 2020 HousingWire Tech100 Mortgage winner.

## Products & services

- **Common Securitization Platform (CSP)** — Shared technology and operations for mortgage-securities data acceptance, issuance, bond administration, tax calculations, and disclosures; initial Freddie Mac release in 2016 and joint UMBS launch in 2019.
- **REMIC tax reporting** — Tax calculations and reporting for multi-class securitization structures.
- **Reporting, data, and analytics** — Security- and loan-level issuance and performance reporting, data sharing, and business intelligence.
- **Tax investor portal** — Investor tax portal implemented for both owner enterprises during 2021-2022.
- **Physical certificate transfer and paying agency** — Capabilities added for Fannie Mae during 2021-2022 and Freddie Mac during 2023-2024.

## Achievements

- Supported Freddie Mac’s first CSP release in November 2016.
- Enabled the June 3, 2019 UMBS launch for both enterprises.
- Named a 2020 HousingWire Tech100 Mortgage winner.
- Reported a 90% reduction in report-generation and inquiry-support time in a February 2024 AWS guest case study.
- Reported $10.7 million in annual AWS run-rate cost optimization by end-2023.

## Latest updates

- **2025-01** — Bhavisha Modi appointed senior vice president and chief risk officer.
- **2024-03** — AWS published the company’s cloud modernization case study, including multi-Region operations and cloud-cost optimization.
- **2024-02** — AWS published the company’s QuickSight analytics case study.

## Links

- Website: https://www.usfintech.com/
- LinkedIn: https://www.linkedin.com/company/usfintech/
- Twitter/X: https://twitter.com/careers_css

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Profile page: https://yespress.io/us-financial-technology
Published by YesPress — https://yespress.io
Last updated: 2026-10-25