# U.S. Bankcard Services

> U.S. Bankcard Services (USBS) is a nationwide merchant payment provider founded in 1996. Part of Elavon and backed by U.S. Bank, it combines payment terminals, mobile POS and online gateways with multilingual support for businesses across retail, restaurants and service industries.

- **Founded:** 1996
- **Headquarters:** City of Industry, United States
- **Founders:** Chris Chang (Founder; former President and CEO)
- **Products:** Newland N910 smart terminal, talech Mobile, talech tablet POS, Converge, Authorize.net
- **Notable:** Reported first place for West Coast activation count at the 2016 Elavon Awards., Reported seventh consecutive Elavon Arch Award in 2016.

## Products & services

- **Newland N910 smart terminal** — Android payment terminal with talech compatibility, Wi-Fi, Bluetooth, 4G and an integrated printer.
- **talech Mobile** — Phone-based POS with a Bluetooth reader; advertised without monthly software fees and with a catalog of up to 100 items. Processing and hardware terms are separate.
- **talech tablet POS** — Tablet-based POS options for retail, restaurants and services.
- **Converge** — Hosted gateway for online, in-person, mobile and mail or phone transactions, plus invoicing and recurring payments.
- **Authorize.net** — Third-party gateway with shopping-cart integrations and configurable fraud filters.
- **Safe-T and PCI DSS assistance** — Encryption, tokenization and support with compliance validation.
- **Funding options** — Next Day, Fast Track and True Daily Funding, with timing, fees and eligibility varying by option.
- **Payment optimization and currency conversion** — Commercial-card data optimization, PIN debit preferences and currency conversion services.

## Achievements

- Reported first place for West Coast activation count at the 2016 Elavon Awards.
- Reported seventh consecutive Elavon Arch Award in 2016.

## Latest updates

- **2021-05** — Its news archive carried parent-company news about U.S. Bank’s $450,000, three-year RICE commitment; this was not funding raised by USBS.
- **2019-09** — The archive covered U.S. Bank’s acquisition of talech.

## Links

- Website: https://www.usbsi.com/
- LinkedIn: https://www.linkedin.com/company/usbankcard-services
- Twitter/X: https://twitter.com/USBSI
- YouTube: https://www.youtube.com/user/usbankcard
- Facebook: https://www.facebook.com/usbsi

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Profile page: https://yespress.io/us-bankcard-services
Published by YesPress — https://yespress.io
Last updated: 2026-10-27