# UniTeller Financial Services

> UniTeller is a Banorte-owned cross-border payments processor serving financial institutions, remittance companies, retailers, businesses and consumers. Its institutional network, white-label Digital Link platform and uLink brands connect sending services with local payout options, including cash, bank accounts and mobile wallets.

- **Founded:** 1994
- **Headquarters:** Rochelle Park, United States
- **Products:** Digital Link, Cross-Border Pay, Cross-Border Send, Instapago, uLink
- **Notable:** Expanded from 84 served countries in 2023 to more than 120 in 2024, according to FXC Intelligence’s CEO interview., FXC Intelligence reported annual send volume increasing from $14 billion to $17 billion across the same period; this is payment volume, not revenue., Completed the MORE Payment Evolution acquisition in August 2024.

## Products & services

- **Digital Link** — White-label remittance platform and API options, with processing, licensing and compliance capabilities; revenue-sharing arrangements.
- **Cross-Border Pay** — Institutional gateway connecting sending institutions and payout providers; includes screening, settlement and FX functions.
- **Cross-Border Send** — API and digital access to international payout routes for businesses, financial institutions, fintechs and telcos.
- **Instapago** — Agent remittance service for retailers, with transaction tools, equipment and training support.
- **uLink** — Consumer digital money transfers, with additional phone reload and bill-payment services in supported markets.
- **uLinkbusiness** — Business transfers for supplier invoices, inventory, service providers and international payroll; single and mass payment options.
- **Business Payments** — B2B payment gateway, white-label offerings and collections services.
- **Oh My Card!** — Gift-card and loyalty payment platform acquired in 2022.
- **uLink Prepaid Mastercard** — Upcoming prepaid card described in a February 2026 announcement; planned integration with the uLink SuperApp for funding, payroll, spending and remittances.

## Achievements

- Expanded from 84 served countries in 2023 to more than 120 in 2024, according to FXC Intelligence’s CEO interview.
- FXC Intelligence reported annual send volume increasing from $14 billion to $17 billion across the same period; this is payment volume, not revenue.
- Completed the MORE Payment Evolution acquisition in August 2024.
- Company news records a 2024 Banking Tech Awards UK win for Best Digital Solution Provider.

## Latest updates

- **2026-02** — UniTeller published a Mastercard partnership interview previewing the upcoming uLink prepaid card; the announcement does not establish a general release date.
- **2025-07** — Company described the expanded licensed footprint and B2B capabilities following MORE integration.
- **2025-07** — Company reported its third annual visit to Panghulo Elementary School for the 2025 school season.

## Links

- Website: https://uniteller.com/
- LinkedIn: https://www.linkedin.com/company/uniteller-banorte/
- Twitter/X: https://twitter.com/uniteller
- YouTube: https://www.youtube.com/unitellerbanorte
- Facebook: https://www.facebook.com/UniTellerFinancialServices/

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Profile page: https://yespress.io/uniteller-financial-services
Published by YesPress — https://yespress.io
Last updated: 2026-10-25