# United Community

> United Community is the customer-facing banking brand of Greenville-based United Community Banks, Inc. It provides personal and commercial banking, mortgages, treasury services and wealth management through a six-state Southeast branch network, with SBA lending extending nationally. In September 2026 it sold Navitas and repositioned its securities portfolio to concentrate on core relationship banking.

- **Founded:** 1950
- **Headquarters:** Greenville, United States
- **Products:** Personal banking, Digital banking, Commercial banking and treasury, SBA and USDA lending, Mortgage and home equity
- **Notable:** J.D. Power Southeast consumer banking satisfaction recognition in 12 of the last 17 years, including 2026, according to United’s newsroom., American Banker Best Banks to Work For recognition for nine consecutive years through 2025., 2026 Coalition Greenwich small-business recognition for relationship manager and cash management satisfaction in the South.

## Products & services

- **Personal banking** — Checking, savings, money market accounts, CDs, debit and credit cards. United Checking lists a $50 opening deposit and an $8 monthly fee, waived with eStatements or a qualifying direct deposit per statement cycle. Terms checked October 2026.
- **Digital banking** — Mobile check deposit, bill payment, account alerts, card controls, account aggregation and Zelle.
- **Commercial banking and treasury** — Business deposits, working-capital lines, commercial real estate lending, receivables, payables, liquidity tools and fraud controls.
- **SBA and USDA lending** — Government-backed business financing, including SBA 7(a) and 504 programs; SBA lending extends nationally. United identifies itself as an SBA Preferred Lender.
- **Mortgage and home equity** — Home purchase, refinance, construction and renovation lending, plus home equity loans and lines.
- **Wealth services** — Financial planning, investment advice, private banking, trust and insurance services.
- **Greenlight family finance access** — Partner-provided family finance app and debit cards for children; eligible United customers can receive a complimentary subscription under program terms.
- **International banking** — Foreign exchange, international payments and trade services; five specialist additions announced October 2026.

## Achievements

- J.D. Power Southeast consumer banking satisfaction recognition in 12 of the last 17 years, including 2026, according to United’s newsroom.
- American Banker Best Banks to Work For recognition for nine consecutive years through 2025.
- 2026 Coalition Greenwich small-business recognition for relationship manager and cash management satisfaction in the South.
- Foundation reported $2.96 million across 1,146 grants to 753 organizations in September 2026.

## Latest updates

- **2026-10** — October 20 results: Q3 GAAP net loss of $139.7 million, versus company-adjusted operating net income of $93.7 million, following strategic transactions; these measures are not interchangeable.
- **2026-10** — Added five international banking specialists in foreign exchange and trade services.
- **2026-09** — Completed Navitas sale for approximately $2 billion and securities repositioning; Q3 results later recorded a $366.1 million securities loss and a $62.2 million gain on the Navitas sale.
- **2026-09** — Foundation reported $2.96 million in cumulative giving.
- **2026-08** — Completed Peach State acquisition, adding density in northeast Georgia.

## Links

- Website: https://www.ucbi.com/
- LinkedIn: https://www.linkedin.com/company/united-community-bank/
- Twitter/X: https://twitter.com/ucbi
- YouTube: https://www.youtube.com/channel/UCialrI_WTci-LSccpPvBiSA
- Instagram: https://www.instagram.com/unitedcommunitybank/
- Facebook: https://www.facebook.com/unitedcommunitybank/

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Profile page: https://yespress.io/united-community
Published by YesPress — https://yespress.io
Last updated: 2026-10-23