# United Community Banks IL MO FL

> United Community Bank is an employee-owned community bank headquartered in Chatham, Illinois. Its banking family serves individuals, families, farms, businesses and organizations in Illinois, Missouri and Florida through personal and business banking, lending, cash management, trust, investment and insurance services.

- **Founded:** 1973
- **Headquarters:** Chatham, United States
- **Founders:** Robert Narmont (Founder and chairman; led the 1973 investor group)
- **Products:** Personal banking, Digital banking, Consumer and mortgage lending, Business and agricultural lending, Cash management
- **Notable:** UCB reports recognition in Newsweek’s America’s Best Regional Banks for 2024, 2025 and 2026., UCB reports placement among S&P Global Market Intelligence’s top 50 community banks in the $3 billion-$10 billion asset category for 2023., Its 2025 community banking figures report $110 million in community development investments and $287 million in community development loans.

## Products & services

- **Personal banking** — Checking, savings, CDs, IRAs, health savings accounts, debit and credit cards.
- **Digital banking** — Account access, bill payment, mobile deposit, alerts and card controls.
- **Consumer and mortgage lending** — Home purchase, construction, refinancing, home equity, vehicle and personal loans.
- **Business and agricultural lending** — Commercial credit, operating loans, land acquisition, equipment and capital improvements.
- **Cash management** — ACH, payroll, wires, remote deposit capture, merchant services and Positive Pay.
- **Trust and farm management** — Trust administration, estate services, farm lease negotiation, farm reporting and on-site visits.
- **United Wealth** — Financial planning and advisory access through Raymond James firms.
- **Guardian Checking** — Benefits checking advertised at $4.95 per month, subject to account terms.

## Achievements

- UCB reports recognition in Newsweek’s America’s Best Regional Banks for 2024, 2025 and 2026.
- UCB reports placement among S&P Global Market Intelligence’s top 50 community banks in the $3 billion-$10 billion asset category for 2023.
- Its 2025 community banking figures report $110 million in community development investments and $287 million in community development loans.

## Latest updates

- **2026-10** — Sengla “Pi” Boualavong appointed Chief Credit Officer.
- **2026-07** — Lending Compliance Officer Rebecca Dill recognized as a Springfield Business Journal Forty Under 40 honoree.
- **2026-03** — David J. Drennan named bank president; Kayla Mahaffay-Musson returned as CFO; Cheryl Martin joined the board.
- **2025-05** — Parent United Community Bancorp announced an agreement to acquire Midland Community Bank, which had $66.9 million in assets at March 31, 2025; that figure is target assets, not purchase price.

## Links

- Website: https://ucbbank.com/
- LinkedIn: https://www.linkedin.com/company/united-community-bank-il
- Twitter/X: https://twitter.com/UCBBank
- Facebook: https://www.facebook.com/UCBbank/

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Profile page: https://yespress.io/united-community-banks-il-mo-fl
Published by YesPress — https://yespress.io
Last updated: 2026-10-16