# Unifold

> Unifold is a developer-first API and SDK that lets any app accept on-chain deposits across any blockchain and token in under 10 lines of code. It handles the full deposit flow - cross-chain routing, gas abstraction, compliance checks, and settlement - so users never have to think about chain IDs, bridging, or which version of USDC to use. Founded in 2026 by a team that previously built wallet infrastructure onboarding 30M+ users to apps like Phantom and Polymarket, Unifold is a Y Combinator Winter 2026 company based in New York City.

- **Founded:** 2026
- **Headquarters:** New York City, New York, United States
- **Founders:** Timothy Chung (Co-Founder & CEO), Hau Chu (Co-Founder & Chief Engineer), Quang Huynh (Co-Founder)
- **Team size:** 3
- **Products:** Unifold Deposit API & SDK, Unifold Deposit Modal, Multi-platform SDKs, Self-serve dashboard
- **Notable:** Backed by Y Combinator (Winter 2026 batch)., Founding team previously built wallet-as-a-service infrastructure (Streambird) acquired by MoonPay, onboarding 30M+ users to apps including Phantom and Polymarket., Early partners reported ~40% fewer abandoned deposits, sub-5-second confirmation-to-credit, and 3x more deposit volume from previously unsupported chains.

## Products & services

- **Unifold Deposit API & SDK** — A developer-first API and SDK to accept on-chain deposits across any chain and token in under 10 lines of code. Handles cross-chain routing, gas abstraction, compliance checks, and settlement, with support for both crypto and fiat deposits.
- **Unifold Deposit Modal** — A drop-in, headless-or-customizable deposit UI that lets users move funds from one wallet or chain into an app's supported chain without manual bridging or token approvals.
- **Multi-platform SDKs** — Native integrations for Web (React/Next.js), React Native (Expo), iOS (Swift), and Android (Kotlin).
- **Self-serve dashboard** — A self-serve developer dashboard with documentation, contrasting with sales-gated crypto infrastructure providers.

## Achievements

- Backed by Y Combinator (Winter 2026 batch).
- Founding team previously built wallet-as-a-service infrastructure (Streambird) acquired by MoonPay, onboarding 30M+ users to apps including Phantom and Polymarket.
- Early partners reported ~40% fewer abandoned deposits, sub-5-second confirmation-to-credit, and 3x more deposit volume from previously unsupported chains.
- Alpha Arcade integrated Unifold's deposit modal in about 30 minutes.
- Handled live deposits onto Algorand during Super Bowl LX for a prediction market.

## Latest updates

- **2026-02** — Unifold publicly launched via Y Combinator as universal deposit infrastructure for on-chain apps; reported partnerships with Algorand, MegaETH, and Thru, and live deposits during Super Bowl LX.
- **2026-01** — Joined Y Combinator's Winter 2026 batch as a 3-person team based in New York City.

## Links

- Website: https://unifold.io
- LinkedIn: https://www.linkedin.com/company/unifoldio
- Twitter/X: https://twitter.com/unifold_io

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Profile page: https://yespress.io/unifold-yc-w26
Published by YesPress — https://yespress.io
Last updated: 2026-07-30