# UNFCU

> United Nations Federal Credit Union is a member-owned, not-for-profit US financial cooperative serving the UN community worldwide. Its savings, checking, cards, lending, digital banking, and international transfers address the practical needs of people working across borders. Founded by 13 UN employees in 1947, it reported more than 260,000 members and $10.28 billion in consolidated assets at year-end 2025.

- **Founded:** 1947
- **Headquarters:** New York, United States
- **Founders:** 13 United Nations staff members (Collective founding member group)
- **Products:** Savings, checking, and share certificates, Digital Banking, Azure and Elite credit cards, Mobile money transfers, International home loans
- **Notable:** Founded in 1947 by 13 UN employees., More than 260,000 members and $10.28 billion in consolidated assets at year-end 2025., Thunes reports mobile-money transaction volume grew 104% from the February 2020 launch through year-end 2021.

## Products & services

- **Savings, checking, and share certificates** — US dollar deposit products, including high-yield savings and child/minor savings accounts; eligible deposits are federally insured by NCUA.
- **Digital Banking** — Web and mobile account management, deposit-account opening, transfers, loan applications, card controls, and alerts.
- **Azure and Elite credit cards** — Visa credit cards with differing rewards and travel benefits; compare current terms, annual fees, and eligibility.
- **Mobile money transfers** — Transfers to supported mobile wallets in 20 countries; published UNFCU transaction fees range from $1 to $6, with country and carrier limits. Thunes partnership launched in February 2020.
- **International home loans** — Unsecured US dollar loans for eligible UN staff and retirees buying, building, or refinancing outside the US; terms and income requirements apply.
- **Consumer lending and US home financing** — Personal, education, debt-consolidation, home-improvement and US automobile loans, US mortgages and home-equity solutions.
- **Global and US transfers** — Wires, faster funds, ACH, member transfers, and eligible Zelle transactions. Incoming foreign-currency transfers are converted to USD.
- **Impact share certificate and environmental lending incentives** — A certificate earmarked for environmental and social investments and loans, alongside selected energy-efficiency and electric/hybrid vehicle loan discounts.

## Achievements

- Founded in 1947 by 13 UN employees.
- More than 260,000 members and $10.28 billion in consolidated assets at year-end 2025.
- Thunes reports mobile-money transaction volume grew 104% from the February 2020 launch through year-end 2021.
- Reported completion of all 12 five-year impact goals in June 2026.

## Latest updates

- **2026-10** — Fee schedule effective 25 October 2026 lists $1-$6 mobile-money transfers, $30 digital outgoing USD wires outside the US and its territories, and 1.5% faster funds fees with a $5 minimum.
- **2026-06** — Published 2025 Impact Report and announced completion of 12 five-year goals; UNFCU reports nine consecutive years of climate neutrality.
- **2026-03** — Auditor’s report dated 31 March 2026 covers 2025 consolidated results, including $10.28 billion in assets and $92.85 million net income.
- **2025-06** — Pamela Agnone appointed President and CEO on 23 June, succeeding retiring John Lewis; she joined UNFCU in 1999.

## Links

- Website: https://www.unfcu.org/
- LinkedIn: https://www.linkedin.com/company/unfcu
- Twitter/X: https://twitter.com/unfcu
- YouTube: https://www.youtube.com/unfcu
- Instagram: https://www.instagram.com/unfcu/
- Facebook: https://www.facebook.com/unfcu

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Profile page: https://yespress.io/unfcu
Published by YesPress — https://yespress.io
Last updated: 2026-10-25