# UMB Bank

> UMB Bank is the Kansas City-based banking subsidiary of publicly traded UMB Financial Corporation. It combines personal and commercial banking with wealth management, corporate trust, custody, fund services and healthcare financial services. Its parent completed the acquisition of Heartland Financial in January 2025 and finished systems and brand conversion that October.

- **Founded:** 1913
- **Headquarters:** Kansas City, United States
- **Products:** Personal banking, Commercial banking and treasury management, Private wealth management, Institutional custody, UMB Fund Services
- **Notable:** Completed the largest acquisition in its history, Heartland Financial, on January 31, 2025., Completed Heartland systems and brand conversion in October 2025., Institutional Custody reported $250 billion in client assets under custody at March 31, 2026, up 19% year over year.

## Products & services

- **Personal banking** — Checking, savings, time deposits, cards, mortgages, home equity and other consumer loans, with online and mobile banking.
- **Commercial banking and treasury management** — Business lending, cash management, collections, payments, merchant services and employee banking benefits.
- **Private wealth management** — Investment management, financial and estate planning, personal trusts and business succession services.
- **Institutional custody** — Domestic and global safekeeping, settlement, reporting and related services for institutional assets.
- **UMB Fund Services** — Fund accounting, administration, transfer agency and investor services for registered and private investment funds.
- **Corporate trust and specialty trust services** — Bond trustee, paying agent, escrow, loan agency and other institutional trust services.
- **Healthcare services** — Health savings and benefit spending accounts and healthcare payment solutions.
- **Capital markets** — Fixed-income sales and trading, public finance and asset/liability management services.

## Achievements

- Completed the largest acquisition in its history, Heartland Financial, on January 31, 2025.
- Completed Heartland systems and brand conversion in October 2025.
- Institutional Custody reported $250 billion in client assets under custody at March 31, 2026, up 19% year over year.
- UMB Fund Services lists a 2025 Best Interval Fund Administrator award from With Intelligence.
- Parent UMB Financial reported Q2 2026 GAAP net income available to common shareholders of $271.8 million.

## Latest updates

- **2026-07** — UMB Financial reported Q2 revenue of $778.0 million and GAAP net income available to common shareholders of $271.8 million; the presentation is dated July 28, 2026.
- **2026-05** — UMB announced that Institutional Custody assets reached $250 billion as of March 31, 2026.
- **2025-10** — UMB announced completion of Heartland systems and brand conversion on October 16.
- **2025-09** — UMB and NCRC announced a roughly $5 billion community benefits plan for 2026-2030.
- **2025-09** — KSE announced UMB as the Denver Nuggets’ official banking partner for four years.

## Links

- Website: https://www.umb.com/
- LinkedIn: https://www.linkedin.com/company/umbbank/
- Twitter/X: https://twitter.com/umbbank
- Instagram: https://www.instagram.com/umbbank/
- Facebook: https://www.facebook.com/UMBBank

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Profile page: https://yespress.io/umb-bank
Published by YesPress — https://yespress.io
Last updated: 2026-10-24