# Fintech Contact Centers and the Compliance Tax

> Regulated industries buy contact center software differently. A fintech or lender is not comparing feature checklists, it is asking where customer data lives and who is liable when something goes wrong. This story examines the 'compliance tax' that financial services companies pay for cloud contact centers, and how UJET's CRM-first architecture answers it differently than Talkdesk or Five9 by keeping customer data and PII inside the system that already owns it. Capital on Tap, a UK-and-US business credit provider serving 200,000 small businesses, is the published example: after cycling through three CX vendors in two years, it lifted SLA attainment to 92% on UJET.

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Last updated: 2026-08-03