# Ubiquity Retirement + Savings

> Ubiquity Retirement + Savings provides US small businesses and self-employed owners with online 401(k) plan design, recordkeeping and administration. Its model combines flat administration fees, customizable plans, payroll connections and optional third-party investment oversight. The company says it has supported more than 16,000 employers since its 1999 founding.

- **Founded:** 1999
- **Headquarters:** San Francisco, United States
- **Founders:** Chad Parks (Co-founder; former CEO, retired before James Hobson’s January 2026 appointment), Isabelle Quesada (Co-founder, identified in her public retrospective), Stephan Kyle (Co-founder; former COO and General Counsel)
- **Products:** Saver(k), Custom(k), Reserve(k), Single(k), Single(k) Plus
- **Notable:** Reports more than 16,000 employers supported nationwide., January 2023 announcement reported more than $3 billion in retirement assets and clients in all 50 states; historical, company-reported metric., Inc. ranks Ubiquity No. 4,375 in its 2026 Inc. 5000, with 46% three-year growth.

## Products & services

- **Saver(k)** — Pre-designed group 401(k); starts at $97/month plus $6/month per eligible employee and $495 setup.
- **Custom(k)** — Customizable group 401(k) with plan-design consultation and optional Safe Harbor; starts at $177/month plus $6/month per eligible employee and $495 setup.
- **Reserve(k)** — Premium group 401(k) with 3(16) fiduciary administration, tax-credit filing assistance and audit support; starts at $257/month plus $6/month per eligible employee and $495 setup.
- **Single(k)** — Solo plan documentation with owner-managed administration and a chosen custodian; starts at $19/month billed annually plus $285 setup.
- **Single(k) Plus** — Recordkept solo plan; starts at $37.50/month billed annually plus $350 setup.
- **Paradigm RKS** — Proprietary cloud-based recordkeeping and plan-management platform; 2019 funding supported its development and planned SaaS/BPO licensing.
- **Advisor Partner Program** — Advisor relationship management, prospecting resources, plan insights and loyalty rewards; launched April 20, 2026.

## Achievements

- Reports more than 16,000 employers supported nationwide.
- January 2023 announcement reported more than $3 billion in retirement assets and clients in all 50 states; historical, company-reported metric.
- Inc. ranks Ubiquity No. 4,375 in its 2026 Inc. 5000, with 46% three-year growth.
- Launched online small-business retirement-plan services in 1999.

## Latest updates

- **2026-09** — Help Center published advisor-portal role and plan-access instructions on September 9.
- **2026-08** — James Hobson published an Employee Benefit News opinion article on sustainable small-business retirement-plan pricing; Inc. lists Ubiquity in its 2026 ranking.
- **2026-04** — Launched Advisor Partner Program at the NAPA 401(k) Summit.
- **2026-01** — Appointed James Hobson CEO, succeeding retired founder Chad Parks.

## Links

- Website: https://www.myubiquity.com/
- LinkedIn: https://www.linkedin.com/company/ubiquity-retirement-savings/
- Twitter/X: https://twitter.com/ubiquitysavings
- YouTube: https://www.youtube.com/c/ubiquityretirementsavings
- Instagram: https://www.instagram.com/myubiquity/
- Facebook: https://www.facebook.com/ubiquitysavings

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Profile page: https://yespress.io/ubiquity-retirement-savings
Published by YesPress — https://yespress.io
Last updated: 2026-10-02