# U.S. Bank

> U.S. Bank is the customer-facing banking arm of Minneapolis-based U.S. Bancorp, a diversified financial-services company serving 15 million clients across consumer and business banking, payments, wealth management, and corporate and institutional finance. Its competitive character comes from combining a large regulated deposit and lending franchise with fee-rich capabilities such as merchant acquiring through Elavon, corporate trust, treasury management, fund services and capital markets.

- **Founded:** 1863
- **Headquarters:** Minneapolis, United States
- **Team size:** Nearly 70,000 employees
- **Products:** Consumer and business banking, Bank Smartly, Business Essentials, Enhanced Payments, Elavon merchant services
- **Notable:** Fifth-largest commercial bank in the United States, with $692 billion in assets at December 31, 2025., Ranked No. 110 on the 2025 Fortune 500 and No. 105 on the 2026 list reported by the company., Named one of Ethisphere's World's Most Ethical Companies for the 12th consecutive year in 2026.

## Products & services

- **Consumer and business banking** — Checking, savings, cards, mortgages, auto and personal lending, branch service, mobile banking and small-business lending.
- **Bank Smartly** — A relationship-banking suite spanning checking, savings, rewards and credit cards.
- **Business Essentials** — Business checking combined with payments acceptance and digital cash-management tools.
- **Enhanced Payments** — A $25-per-month small-business bundle for ACH, wires and instant payments inside online and mobile banking.
- **Elavon merchant services** — Global card acquiring and payment-processing technology for merchants, airlines, hospitality and other industries.
- **Wealth and investment services** — Private wealth, asset management, custody, fund services, corporate trust and investment services for individuals and institutions.
- **Corporate and commercial banking** — Lending, treasury management, equipment finance, foreign exchange, capital markets and risk-management services.
- **Edward Jones Everyday Solutions** — Co-branded checking, debit and credit cards embedded in Edward Jones digital channels and advisor relationships.
- **Split World Mastercard** — A card built around installment-plan repayment options.

## Achievements

- Fifth-largest commercial bank in the United States, with $692 billion in assets at December 31, 2025.
- Ranked No. 110 on the 2025 Fortune 500 and No. 105 on the 2026 list reported by the company.
- Named one of Ethisphere's World's Most Ethical Companies for the 12th consecutive year in 2026.
- Edward Jones Everyday Solutions received American Banker's 2026 Innovation of the Year award.
- Completed the acquisition of BTIG on June 1, 2026, adding institutional equity trading, research, prime brokerage and M&A advisory.
- The bank says nearly 80% of consumer transactions and more than half of loan sales now happen digitally.
- Completed the MUFG Union Bank acquisition in 2022, substantially expanding its West Coast franchise.

## Latest updates

- **2026-07** — Reported second-quarter net income of $2.177 billion and diluted earnings per common share of $1.35.
- **2026-07** — Launched Enhanced Payments, a subscription bundle bringing ACH, wire and instant-payment tools into small-business online banking.
- **2026-06** — Completed the acquisition of BTIG, expanding institutional sales and trading, capital markets, research, prime brokerage and M&A advisory capabilities.
- **2026-04** — Gunjan Kedia became chairman in addition to serving as chief executive officer.
- **2026-04** — Announced Amazon small-business cards on the Mastercard network and a multi-year NFL banking and wealth-management partnership.
- **2026-03** — Edward Jones Everyday Solutions won American Banker's 2026 Innovation of the Year award.
- **2025-11** — Rolled out Edward Jones co-branded checking and cards to clients across more than 20,000 advisor relationships.

## Links

- Website: https://www.usbank.com/
- LinkedIn: https://www.linkedin.com/company/us-bank
- Twitter/X: https://twitter.com/usbank
- YouTube: https://www.youtube.com/user/usbank
- Instagram: https://www.instagram.com/usbank/
- Facebook: https://www.facebook.com/usbank/
- TikTok: https://www.tiktok.com/@usbank

---

Profile page: https://yespress.io/u-s-bank
Published by YesPress — https://yespress.io
Last updated: 2026-08-11