# Trinidad and Tobago Unit Trust Corporation

> Trinidad and Tobago Unit Trust Corporation (UTC) is a statutory mutual fund and investment-management institution that pools savings for individual, business and government investors. Launched in 1982, it combines income, growth, retirement and global investment products with digital account services and financial education, and has expanded into the wider Caribbean.

- **Founded:** 1982
- **Headquarters:** Port of Spain, Trinidad and Tobago
- **Products:** TT$ Income Fund, US$ Income Fund, Growth and Income Fund, Universal Retirement Fund, Global Investor Select ETF Funds SP
- **Notable:** 2024 annual report recorded TT$24.2 billion in funds under management and 37.2% market share., Reported TT$659.9 million distributions to investors for 2025, up 33.3% year on year., Global Balanced Fund operated in six ECCU member states by the May 2026 AGM.

## Products & services

- **TT$ Income Fund** — Conservative short-term TT-dollar income fund; minimum opening investment TT$100 for five units.
- **US$ Income Fund** — US-dollar income investment for short-term objectives.
- **Growth and Income Fund** — Moderate-risk medium-to-long-term fund launched November 29, 1982; new units from February 2, 2026 do not carry the historical price guarantee.
- **Universal Retirement Fund** — Long-term retirement investment fund.
- **Global Investor Select ETF Funds SP** — Conservative, moderate and aggressive global ETF investment options.
- **UTC Corporate Fund** — Investment fund serving corporate investment requirements.
- **UTC Global Balanced Fund Limited** — Regional balanced fund with operations across six ECCU member states reported in May 2026.
- **Uon** — Free online account administration including local TT-dollar bank transfers, internal transfers, registration uploads and statements.
- **UTC App** — Mobile access to investment account services.
- **Advisory Services** — Investment guidance and financial planning support.
- **Gift of Units** — Gifting investment units to another person.
- **UTC VISA Debit Card** — Card services associated with eligible UTC accounts.

## Achievements

- 2024 annual report recorded TT$24.2 billion in funds under management and 37.2% market share.
- Reported TT$659.9 million distributions to investors for 2025, up 33.3% year on year.
- Global Balanced Fund operated in six ECCU member states by the May 2026 AGM.
- SEA Scholarship Programme began in 1996; the 2024 report states more than TT$15 million invested and over 500 students supported over its lifespan.

## Latest updates

- **2026-02** — New Growth and Income Fund units ceased to carry the Price Guarantee Provision effective February 2; existing eligible balances retained it.
- **2026-05** — 44th AGM held May 27 in San Fernando; reported 2025 distributions of TT$659.9 million and investment income of TT$1.3 billion.
- **2026-06** — AGM release published June 1 reported expansion of the Global Balanced Fund into Antigua and Barbuda in early 2026.

## Links

- Website: https://www.ttutc.com/
- LinkedIn: https://www.linkedin.com/company/ttutc/
- Twitter/X: https://www.twitter.com/ttutc
- YouTube: https://www.youtube.com/@ttutctv
- Instagram: https://www.instagram.com/ttutc/
- Facebook: https://www.facebook.com/ttutc/

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Last updated: 2026-10-07