# Tribal

> Tribal is a US-founded fintech that built corporate cards, spend controls, cross-border payments and short-term financing for startups and SMEs in emerging markets. Its products combined credit assessment with financial workflows, including Tribal Pay and the GPT-powered Cash Copilot beta. In December 2024, Klar announced the acquisition of key Tribal assets in Mexico, with co-founder Amr Shady and selected leaders joining Klar.

- **Founded:** 2016
- **Headquarters:** San Francisco, United States
- **Founders:** Amr Shady (Co-founder and CEO; joined Klar following the 2024 Mexico asset transaction), Duane Good (Co-founder; President in earlier announcements and COO in 2023), Hariraj Jayakumar (Research co-founder), Mark Graves (Co-founder), Mohamed Elkasstawi (Co-founder and Chief Strategy Officer in historical announcements), Prasant Sudhakaran (Co-founder)
- **Products:** Corporate Visa cards and spend management, Tribal Pay, Mexico-US payment corridor, Paykii bill-payment capabilities, Cash Copilot
- **Notable:** Launched corporate card and spend-management beta in December 2019., Raised a US$60 million SoftBank Latin America Fund-led Series B in February 2022., Reported customers in more than 22 countries at the 2022 Series B.

## Products & services

- **Corporate Visa cards and spend management** — Historical offering of physical and virtual, multi-currency business cards with expense visibility and spend controls. Corporate card and spend-management beta launched in December 2019.
- **Tribal Pay** — Supplier and other non-card payments, including local and international transfers with access to extended payment terms; documented by 2021.
- **Mexico-US payment corridor** — Announced partnership with Bitso and Stellar Development Foundation to accept pesos and deliver US dollars, using Stellar USDC in the backend.
- **Paykii bill-payment capabilities** — Acquisition announced in November 2022 to add domestic and cross-border recurring bill-payment management; transaction price undisclosed.
- **Cash Copilot** — Private beta announced March 28, 2023, combining GPT with open banking data for financial analysis and tailored payment and financing suggestions. Public materials also described Mexican SAT data connections. General availability is not established by the launch announcement.

## Achievements

- Launched corporate card and spend-management beta in December 2019.
- Raised a US$60 million SoftBank Latin America Fund-led Series B in February 2022.
- Reported customers in more than 22 countries at the 2022 Series B.
- Acquired bill-payment platform Paykii, announced November 2022.
- Won the 2021 Tearsheet Challengers Best Banking Card Product award, as recorded in the 2023 company release.
- Included in CB Insights Fintech 250, as recorded in the 2023 company release.
- Renewed and increased its Partners for Growth debt facility to US$150 million in October 2023.

## Latest updates

- **2024-12** — Klar announced acquisition of key Tribal assets in Mexico on December 5, 2024; payment and financing capabilities, business intelligence and risk models were described in subsequent coverage. Amr Shady and selected leaders joined Klar. Price was not disclosed. The announcement’s dateline is December 2024 despite a later CMS display date.
- **2023-10** — Partners for Growth facility increased and renewed to US$150 million to support Mexico, Latin America and planned Saudi activity subject to local rules.
- **2023-03** — Cash Copilot launched in private beta using GPT and open banking data.

## Links

- Website: https://www.tribal.credit/
- LinkedIn: https://www.linkedin.com/company/tribal-credit/
- Twitter/X: https://twitter.com/tribalcredit
- YouTube: https://www.youtube.com/channel/UC4_lNfCFgEZRqzi7KZajOrQ
- Instagram: https://www.instagram.com/tribalcredit/
- Facebook: https://www.facebook.com/TribalHQ/

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Profile page: https://yespress.io/tribal
Published by YesPress — https://yespress.io
Last updated: 2026-10-25