# Toothy AI

> Toothy AI builds HIPAA-compliant AI agents that run the insurance side of a dental practice - verifying patient coverage, filing and correcting claims, chasing denials, and posting payments. Using voice AI to make payer phone calls and portal automation to check eligibility, Toothy aims to take the roughly 160 hours a month that clinics spend on insurance busywork off staff plates. A Y Combinator Winter 2025 company founded in 2024 by Johnny Chen and Matthew Kerrigan, it sells a subscription service to dental clinics looking to collect more, faster, with smaller back-office teams.

- **Founded:** 2024
- **Headquarters:** San Francisco, California, United States
- **Founders:** Johnny Chen (Co-Founder & CEO), Matthew Kerrigan (Co-Founder & CTO)
- **Team size:** ~10-15 employees
- **Products:** Insurance Verifications, Insurance Billing / Revenue Cycle Management, Dashboards & Reports
- **Notable:** Accepted into Y Combinator's Winter 2025 batch, Reported one customer improving collection ratio from 50.8% to 97.2%, Reported $119,172 reduction in aging accounts receivable for a customer

## Products & services

- **Insurance Verifications** — AI agents verify primary and secondary coverage by calling payers and navigating online portals, then write full benefit details into the practice's PMS up to two weeks before the appointment.
- **Insurance Billing / Revenue Cycle Management** — End-to-end claim creation and submission with 50+ clinical codes, denial correction and appeal letters, and automated payment posting from insurance checks.
- **Dashboards & Reports** — Real-time dashboards and daily reports tracking verifications, billing, collections, and aging AR, plus accounts-receivable follow-up.

## Achievements

- Accepted into Y Combinator's Winter 2025 batch
- Reported one customer improving collection ratio from 50.8% to 97.2%
- Reported $119,172 reduction in aging accounts receivable for a customer
- Reported customers cutting back-office teams by 50-75% within weeks
- Claims to save practices 80-240+ hours of insurance work per month

## Latest updates

- **2025-03** — Toothy AI participates in Y Combinator's Winter 2025 batch and publicly launches its dental insurance automation platform.
- **2025-03** — Reported seed funding of approximately $130,000.

## Links

- Website: https://toothy.ai
- LinkedIn: https://www.linkedin.com/company/toothy-ai

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Profile page: https://yespress.io/toothy-ai-yc-w25
Published by YesPress — https://yespress.io
Last updated: 2026-07-30