# Tomás Campos

> Tomás Campos is the co-founder and CEO of Spinwheel, an Oakland-based fintech building agentic AI-powered credit data and payments infrastructure for the consumer debt market. A UC Berkeley and Haas School of Business graduate, he spent two decades in payments and commerce - growing Blackhawk Network's digital payments division into a $1.5 billion business and co-founding the conversational commerce startup FluidM, which was acquired by Westfield. He launched Spinwheel in 2019 after the consumer debt crisis touched his own family, aiming to make the fragmented world of loans and liabilities as accessible as open banking made bank accounts. In June 2025 the company raised a $30 million Series A led by F-Prime Capital.

- **Role:** Co-Founder & CEO at Spinwheel
- **Organizations:** Spinwheel, FluidM Inc., Westfield Retail Solutions, Blackhawk Network, Safeway, Cap Gemini, Ernst & Young
- **Nationality:** American
- **Education:** Computer Science, University of California, Berkeley, Business, Haas School of Business, UC Berkeley
- **Known for:** Grew Blackhawk Network's digital payments division into a $1.5 billion business, Co-founded and led FluidM to an acquisition by Westfield Corp, Built Spinwheel into a platform serving 15M+ users and 165M+ accounts, with $1.5 trillion in connected debt across its network

## Career timeline

- **Early career** — Consultant at Ernst & Young, later at Cap Gemini
- **Early career** — Point-of-sale, loyalty, payments and fuel technology roles at Safeway
- **Pre-2015** — General Manager of Mobile, Online and Emerging Businesses at Blackhawk Network, growing the digital payments division into a $1.5 billion business
- **Pre-2019** — Co-founder & CEO of FluidM Inc., a conversational commerce company acquired by Westfield Corp
- **Post-acquisition** — Senior Vice President, Head of Product at Westfield Retail Solutions
- **2019** — Co-founded Spinwheel with CTO Tushar Vaish, focused on helping consumers understand and manage debt starting with student loans
- **2025** — Closed a $30 million Series A round led by F-Prime Capital

## Achievements

- Grew Blackhawk Network's digital payments division into a $1.5 billion business
- Co-founded and led FluidM to an acquisition by Westfield Corp
- Built Spinwheel into a platform serving 15M+ users and 165M+ accounts, with $1.5 trillion in connected debt across its network
- Raised a $30 million Series A for Spinwheel led by F-Prime Capital (June 2025), with roughly $74.65 million total funding
- Pioneered credentialless account connection using only a phone number and date of birth

## Latest updates

- **2025-06** — Spinwheel closed a $30 million Series A funding round led by F-Prime Capital to expand its credit data and payments platform.

## Links

- Website: https://spinwheel.io
- LinkedIn: https://www.linkedin.com/in/theinnovativeone/

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Profile page: https://yespress.io/tomas-campos
Published by YesPress — https://yespress.io
Last updated: 2026-07-24