# Todd Clyde

> Todd Clyde is the London-based CEO of Token.io, a provider of Pay by Bank infrastructure. He joined as COO in 2016, moved from San Francisco to London in 2018 and became CEO in August 2019. His earlier career includes Accenture, DigitalThink, Purisma, ClairMail, Monitise and Mindjet.

- **Role:** Chief Executive Officer at Token.io
- **Organizations:** Token.io, Accenture, DigitalThink, Purisma, Dun & Bradstreet, ClairMail, Monitise, Mindjet
- **Education:** BA in Management Science, University of California, San Diego
- **Known for:** Led Token.io during its $40 million Series C in 2022, co-led by Cota Capital and TempoCap., Led Token.io as its customer HSBC became a strategic investor in June 2025., His published professional biographies describe involvement in four previous startup exits, including one valued at $2 billion.

## Career timeline

- **1986-1998** — Worked at Accenture; career listings identify a senior manager role.
- **1998-2005** — Worked at DigitalThink in product management and strategy.
- **2005-2009** — Sales leadership at Purisma and Dun & Bradstreet.
- **2009-2013** — Worldwide sales leadership at ClairMail; subsequently held sales and Americas leadership roles at Monitise.
- **2014-2016** — President of Mindjet’s MindManager division.
- **2016** — Joined Token as COO.
- **2018** — Relocated from San Francisco to London for Token.
- **2019** — Appointed Token CEO on 27 August; Steve Kirsch moved to Chief Innovation Officer.
- **2022** — Led Token.io when it announced a $40 million Series C.
- **2025** — Token.io announced HSBC as a strategic investor.
- **2026** — Continued leading Token.io during Account on File launch and UKPI commercial recurring-payment developments.

## Achievements

- Led Token.io during its $40 million Series C in 2022, co-led by Cota Capital and TempoCap.
- Led Token.io as its customer HSBC became a strategic investor in June 2025.
- His published professional biographies describe involvement in four previous startup exits, including one valued at $2 billion.

## Latest updates

- **2026-10** — Published an Open Banking Expo essay arguing that access to multiple Pay by Bank schemes should be simplified through unified infrastructure.
- **2026-07** — Wrote a PaySpace Magazine contribution about payment-scheme fragmentation and the operational costs of multiple integrations.
- **2026-06** — Discussed UKPI recurring payments and ambitions for an e-commerce phase at Money20/20 Europe; the latter was described as planned for early 2027.
- **2026-06** — Token.io appointed Gil Danziger CTO and managing director of Token GmbH.
- **2026-03** — Token.io launched Account on File to recall returning payers’ preferred banks and accounts.

## Links

- Website: https://token.io/
- LinkedIn: https://www.linkedin.com/in/tclyde/

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Profile page: https://yespress.io/todd-clyde
Published by YesPress — https://yespress.io
Last updated: 2026-10-21