# Tobi Amira

> Tobi Amira is a Nigeria-based product and lending executive at Moniepoint. He helped build its early agency-banking product, served as TeamApt’s chief operating officer, and later took responsibility for business lending. His public writing connects payment records, field research and responsible access to capital for small businesses.

- **Role:** Business Lead, Business Loans at Moniepoint
- **Organizations:** Moniepoint Group (formerly TeamApt), SystemSpecs, Verifi NG
- **Education:** Bachelor’s degree, Babcock University
- **Known for:** Helped build Moniepoint’s initial agency-banking product as part of a small product and engineering team., Held product, operations and credit leadership responsibilities at TeamApt/Moniepoint., Helped develop Moniepoint’s working-capital loan product, launched in May 2023.

## Career timeline

- **2014** — Listed as a business analyst at SystemSpecs from October 2014 in a public professional directory.
- **2017** — Worked in payments product management at SystemSpecs and later as Product & Tech Lead at Verifi NG, according to a public professional directory.
- **2018** — Joined TeamApt and worked as product manager on the early Moniepoint agency-banking application.
- **2019** — Delivered a keynote as TeamApt’s chief operating officer at a GIZ Make-IT in Africa and Made Culture business partnership session on November 28.
- **2021** — Participated as a judge in the Pegasus Fintech Challenge while serving as TeamApt COO.
- **2022** — Presented at Moniepoint’s April business-bank launch; identified himself as Vice President of Loans in his May article.
- **2023** — Helped develop working-capital lending, launched in May; publicly identified as Senior Vice President, Business Loans and Salary Advance.
- **2024** — Featured as a Talstack instructor for The Product Manager’s Guide to Idea Selection.
- **2026** — Identified as Business Lead, Business Loans in his July 29 Moniepoint article.

## Achievements

- Helped build Moniepoint’s initial agency-banking product as part of a small product and engineering team.
- Held product, operations and credit leadership responsibilities at TeamApt/Moniepoint.
- Helped develop Moniepoint’s working-capital loan product, launched in May 2023.
- Taught product idea selection through Talstack and participated in startup and industry events.

## Latest updates

- **2026-07** — Published On powering dreams: Field notes from lending at scale on July 29; described transaction data, field verification and barriers to small-business credit.
- **2026-02** — In a LinkedIn post reflecting on Moniepoint’s decade, described his most recent role as Business Lead for Business Loans and reported the company’s 2025 lending figures.

## Links

- LinkedIn: https://www.linkedin.com/in/amiratobi

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Profile page: https://yespress.io/tobi-amira
Published by YesPress — https://yespress.io
Last updated: 2026-10-07