# Timothy Chung

> Timothy Chung is the co-founder and CEO of Unifold (YC W26), a New York based startup building multi-chain crypto and stablecoin deposit and payment infrastructure that lets any app accept on-chain deposits in under ten lines of code. He studied computer science at Columbia and Cambridge, was an early engineer at Instabase, worked on Polymarket, and co-led a central bank digital currency initiative for the Marshall Islands out of MIT. Before Unifold he co-founded Streambird, a wallet-as-a-service platform acquired by MoonPay that became MoonPay Wallets and helped onboard tens of millions of users to apps like Phantom and Polymarket.

- **Role:** Co-Founder & CEO at Unifold
- **Organizations:** Unifold, Streambird, MoonPay, Polymarket, Instabase, MIT
- **Nationality:** American
- **Education:** Computer Science, Columbia University, Computer Science, University of Cambridge
- **Known for:** Co-founded Streambird, a wallet-as-a-service platform acquired by MoonPay (became MoonPay Wallets), Helped onboard more than 30 million users onto on-chain applications including Phantom and Polymarket, Co-led a central bank digital currency initiative for the Marshall Islands out of MIT

## Career timeline

- **Early career** — Studied computer science at Columbia and Cambridge
- **Early career** — Co-led a central bank digital currency (CBDC) initiative for the Marshall Islands out of MIT
- **Early career** — Joined Instabase as the 4th engineer
- **Early days** — Worked on Polymarket in its early stages
- **Streambird era** — Co-founded Streambird, a wallet-as-a-service identity platform, with Quang Huynh
- **Acquisition** — Streambird was acquired by MoonPay and became MoonPay Wallets; team helped onboard 30M+ users across apps like Phantom and Polymarket
- **2026** — Co-founded Unifold with Quang Huynh and Hau Chu; joined Y Combinator's Winter 2026 (W26) batch as Co-Founder & CEO

## Achievements

- Co-founded Streambird, a wallet-as-a-service platform acquired by MoonPay (became MoonPay Wallets)
- Helped onboard more than 30 million users onto on-chain applications including Phantom and Polymarket
- Co-led a central bank digital currency initiative for the Marshall Islands out of MIT
- Early engineer (4th) at Instabase
- Co-founder and CEO of Unifold, a Y Combinator W26 company

## Latest updates

- **2026-02** — A top-three prediction market requested access to Unifold's deposit flow, catalyzing the company's focus.
- **2026** — Unifold launched publicly through Y Combinator's W26 batch as universal deposit infrastructure for on-chain apps, with early ecosystem partners including Algorand, MegaETH and Thru.

## Links

- Website: https://unifold.io
- LinkedIn: https://www.linkedin.com/in/timchunght/
- GitHub: https://github.com/timchunght

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Profile page: https://yespress.io/timothy-chung
Published by YesPress — https://yespress.io
Last updated: 2026-07-31