# Thuan Nguyen

> Thuan Nguyen is the founder and CEO of Loan Factory, the No. 2 mortgage brokerage in the United States. A Vietnamese refugee turned UC Berkeley grad, he became the No. 1 loan officer in America in 2021 and 2022, and the first broker to cross $2 billion in annual loan volume. He runs the company out of San Jose and built MOSO, an in-house digital mortgage platform that now powers a network of more than 2,000 loan officers.

- **Role:** Founder & CEO at Loan Factory, Inc.
- **Organizations:** Loan Factory, Inc., Morgan Stanley (former)
- **From:** Vietnam
- **Nationality:** Vietnamese American
- **Education:** Transfer studies, Orange Coast College, B.S. Business (highest honors), UC Berkeley, Master of Information Management and Systems, UC Berkeley
- **Known for:** #1 loan officer in America (2021, 2022) - Scotsman Guide, First mortgage broker to surpass $2B in annual loan volume, Over 11,600 loans closed in 2020-2021

## Career timeline

- **1992** — Arrives in Los Angeles from Vietnam, speaks no English, works two jobs at $4.25/hour
- **2006** — Founds Loan Factory in San Jose with no prior mortgage experience
- **2010** — Earning roughly $28,000/month working from home; opens first office
- **2013** — Builds first internal loan-management software, the seed of MOSO
- **2020** — Loan officer headcount grows ~300% during the refi boom
- **2021** — First U.S. mortgage broker to surpass $2 billion in annual loan volume; #1 loan officer in America
- **2022** — Closes 5,200+ loans worth $2.46 billion; #1 loan officer again
- **2025** — Loan Factory reaches #2 largest mortgage broker in the U.S., with 2,000+ loan officers nationwide

## Achievements

- #1 loan officer in America (2021, 2022) - Scotsman Guide
- First mortgage broker to surpass $2B in annual loan volume
- Over 11,600 loans closed in 2020-2021
- Built MOSO, Loan Factory's proprietary digital mortgage platform
- Grew Loan Factory to #2 mortgage broker in the U.S. with 2,000+ loan officers

## Latest updates

- **2025-08** — Loan Factory ranked #2 largest mortgage broker in the U.S., with 2,000+ loan officers nationwide

## Links

- Website: https://loanfactory.com
- LinkedIn: https://www.linkedin.com/in/thuanloanfactory
- Twitter/X: https://twitter.com/loanfactoryhq
- YouTube: https://www.youtube.com/watch?v=-lXDgmFgDkQ
- Instagram: https://www.instagram.com/thuanloanfactory/
- Facebook: https://www.facebook.com/ThuanLoanFactory/

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Profile page: https://yespress.io/thuan-nguyen
Published by YesPress — https://yespress.io
Last updated: 2026-05-30