# Terzo

> Terzo is an enterprise AI financial intelligence company that extracts and verifies commercial data from contracts, invoices and purchase orders, then connects it to supplier and spend records so finance and procurement teams can identify overpayments, savings opportunities and renewal risks.

- **Founded:** 2020
- **Headquarters:** Los Angeles, United States
- **Founders:** Brandon Card (Co-founder and Chief Executive Officer), Pradeep Thangavel (Co-founder and Chief Customer Technology Officer), Al Giocondi (Co-founder; founding Head of Sales)
- **Products:** Terzo AI Data Layer / Commercial Graph, Document AI, Contract Analytics, NirvanAI, Supplier Relationship Management
- **Notable:** Raised US$3.2 million seed funding in 2021 and US$16 million Series A funding in 2022., Named a 2024 Gartner Cool Vendor in Finance, according to Terzo., Reported fourth consecutive inclusion in the 2024 ProcureTech Top 100.

## Products & services

- **Terzo AI Data Layer / Commercial Graph** — Managed extraction, normalization, deduplication and linking of contracts, invoices, purchase orders and supplier records into structured, analytics-ready data.
- **Document AI** — Extracts financial and legal terms from unstructured documents using AI and human quality assurance.
- **Contract Analytics** — Dashboards for spend, inventory, commitments, renewal dates, financial forecasting and contract risk.
- **NirvanAI** — AI summaries, assistants, search, dashboards and agents on Terzo’s verified data layer, with a developer API for custom applications.
- **Supplier Relationship Management** — Centralizes supplier information and commercial relationships for enterprise buyers.
- **Intake & Workflows** — No-code intake and workflows connecting enterprise teams and contract processes.
- **API Integrations** — Connects contract data to enterprise systems, analytics tools and other applications.

## Achievements

- Raised US$3.2 million seed funding in 2021 and US$16 million Series A funding in 2022.
- Named a 2024 Gartner Cool Vendor in Finance, according to Terzo.
- Reported fourth consecutive inclusion in the 2024 ProcureTech Top 100.
- Company-reported homepage metrics as researched in October 2026: US$500 billion-plus in financial data processed and US$1 billion-plus in savings opportunities identified; these are not audited recovery totals.
- HD Supply testimonial on Terzo’s site reports US$24 million in operating-expense savings and 50% time savings.

## Latest updates

- **2026-10** — Published Daniel Haitz’s argument for checking negotiated contract value against actual purchasing and invoicing rather than counting identified savings alone.
- **2026-09** — Reframed its mission as Find the Money, stating that customers span 14 industries and that opportunity discovery had accelerated from months to minutes.
- **2026-06** — Announced former U.S. Ambassador to NATO Douglas Lute’s board appointment as Terzo expands its public-sector focus.
- **2026-04** — Marked its IBM collaboration as inactive and stated that IBM watsonx integration is no longer supported.

## Links

- Website: https://terzo.ai/
- LinkedIn: https://www.linkedin.com/company/terzoai/
- Twitter/X: https://x.com/TerzoHQ
- YouTube: https://www.youtube.com/@terzoai
- Instagram: https://www.instagram.com/terzoai
- Facebook: https://facebook.com/terzovrm/

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Profile page: https://yespress.io/terzo
Published by YesPress — https://yespress.io
Last updated: 2026-10-25