# TENA Companies

> TENA Companies is a privately held mortgage quality control services and software business in Saint Paul, Minnesota. Serving lenders and servicers nationwide since 1982, it provides pre-funding, post-closing and servicing audits, licenses SECONDLOOK for internal audit teams, and supplies TENA Web Services for reporting and remediation.

- **Founded:** 1982
- **Headquarters:** Saint Paul, United States
- **Products:** Pre-Funding Quality Control, Post-Closing Quality Control, Mortgage Servicing Quality Control, SECONDLOOK Audit Software, TENA Web Services (TWS)
- **Notable:** Providing mortgage quality control services since 1982., Introduced SECONDLOOK in 1993., RIHousing scored TENA’s 2021 software proposal 8.3 out of 10 and authorized a license.

## Products & services

- **Pre-Funding Quality Control** — Reviews pending loans, including income, liabilities, assets, documents and appraisals; TENA advertises a 48-hour turnaround.
- **Post-Closing Quality Control** — Reviews selected closed loans and reverifies income, assets, employment and credit using SECONDLOOK testing scripts.
- **Mortgage Servicing Quality Control** — Loan-level and procedural reviews targeting servicing events such as payment processing, escrow, foreclosure and loss mitigation.
- **SECONDLOOK Audit Software** — Licensed software for internal mortgage and consumer-loan quality control; includes prewritten audit questions with monthly question updates. Also used by TENA auditors.
- **TENA Web Services (TWS)** — Cloud-based file transfer, audit reporting, defect assignment, rebuttal and action-planning platform available to TENA clients at no additional cost.
- **MERS Compliance** — Annual reviews and reports, document reviews, data reconciliation, life-of-loan and quality assurance reviews.
- **State-Specific Quality Control** — State-specific lending, servicing, foreclosure and licensing audit questions, including approximately 5,000 foreclosure questions.
- **QC Plans and Forensic Audits** — Quality control plans and specialist investigations of potential mortgage misrepresentation or fraud.
- **TENAlert** — Public regulatory-update blog covering mortgage agency and compliance changes.

## Achievements

- Providing mortgage quality control services since 1982.
- Introduced SECONDLOOK in 1993.
- RIHousing scored TENA’s 2021 software proposal 8.3 out of 10 and authorized a license.
- RIHousing’s September 2024 post-closing QC recommendation scored TENA 8.6 out of 10.
- Company-reported nationwide client base exceeds 1,000 lenders and servicers.

## Latest updates

- **2026-10** — TENAlert published summaries of Fannie Mae SVC-2026-06 and Freddie Mac Bulletin 2026-14 on October 19, 2026.
- **2026-10** — TENAlert published a summary of Fannie Mae Selling Guide Announcement SEL-2026-09 on October 9, 2026.

## Links

- Website: https://www.tenaco.com/
- LinkedIn: https://www.linkedin.com/company/tena-companies
- Twitter/X: https://twitter.com/TENACompanies
- Facebook: https://www.facebook.com/TenACompaniesInc/

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Published by YesPress — https://yespress.io
Last updated: 2026-10-26